SBI SHINSEI BANK
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Interest Chart of Yen Deposit

  • Interest is subject to 20.315% withholding tax (national tax 15.315% and local tax 5%).
    • The fractional figure of the after-tax interest rate shall be rounded down.
    • Your original and interest amount will be deposited in the Foreign Currency Saving Deposit account in the same currency as original at Maturity. For details about the automatic interest rate and other conditions, please read the product description of foreign currency deposits (pre-contract document) that is available in the Bank branches and online.
PowerFlex Yen Saving Deposit
Power Yokin
Overdraft
2weeks Maturity Deposit
PowerFlex Yen Time Deposit
Premium Time Deposit
PowerDirect Yen Time Deposit 30
PowerDirect Yen Time Deposit 100
Start Up Yen Time Deposit
Foreign Currency Saving Deposit
2 Weeks Maturity Foreign Currency Deposit
Foreign Currency Time Deposit
Foreign Currency Time Deposits with Special Interest Rate Plan
Power Support Plus
Power Builder
Powered Teiki - Yen Deposit
Powered Teiki - Foreign Currency Deposit / Yen Alternate
Powered Teiki - Foreign Currency Deposit / Foreign Currency Alternate
Powered Teiki Plus / Powered Teiki Plus - Risk Reduction

PowerFlex Yen Saving Deposit

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STANDARD SILVER GOLD PLATINUM DIAMOND
Less Than
1,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
1,000,000 yen
or more, less than
3,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
3,000,000 yen
or more, less than
10,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
10,000,000 yen
or more		 % p.a % p.a % p.a % p.a % p.a

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Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
  • Last update : , annual rate on a before-tax basis

Power Yokin

  • variable rate
  • 3months and 1 year bonus
  • advantageous interest rate in Step Up Program

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Regular

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STANDARD SILVER GOLD PLATINUM DIAMOND
Less Than
1,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
1,000,000 yen
or more, less than
3,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
3,000,000 yen
or more, less than
10,000,000 yen		 % p.a % p.a % p.a % p.a % p.a
10,000,000 yen
or more		 % p.a % p.a % p.a % p.a % p.a

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Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a
Less Than 1,000,000 yen % p.a
1,000,000 yen or more, less than 3,000,000 yen % p.a
3,000,000 yen or more, less than 10,000,000 yen % p.a
10,000,000 yen or more % p.a

Bonus

3 months 0.070% p.a
1 year 0.020% p.a
  • Last update : 2024/10/1 0:00, annual rate on a before-tax basis

Overdraft

  • Credit Limit shall be either 90% of the Time Deposit (placed as Security) or 5,000,000 yen. The lower will be the credit limit.

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Overdraft % p.a
  • Last update : , annual rate on a before-tax basis

2weeks Maturity Deposit

  • Branch, Call: 1,000,000 yen or more
  • Internet: 500,000 yen or more

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2weeks % p.a
  • Last update : , annual rate on a before-tax basis

PowerFlex Yen Time Deposit

  • 1,000 yen or more
  • 5,000,000 yen or more, advantageous interest rate in Step Up Program

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STANDARD SILVER5,000,000 yen
or more		 GOLD5,000,000 yen
or more		 PLATINUM5,000,000 yen
or more		 DIAMOND5,000,000 yen
or more
1 month % p.a % p.a % p.a % p.a % p.a
3 months % p.a % p.a % p.a % p.a % p.a
6 months % p.a % p.a % p.a % p.a % p.a
1 year % p.a % p.a % p.a % p.a % p.a
2 years % p.a % p.a % p.a % p.a % p.a
3 years % p.a % p.a % p.a % p.a % p.a
4 years % p.a % p.a % p.a % p.a % p.a
5 years % p.a % p.a % p.a % p.a % p.a

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1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
  • Last update : , annual rate on a before-tax basis

Premium Time Deposit

  • Branch:10,000,000 yen or more

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1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
  • Last update : , annual rate on a before-tax basis

PowerDirect Yen Time Deposit 30

  • Internet only:300,000 yen or more

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1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
  • Last update : , annual rate on a before-tax basis

PowerDirect Yen Time Deposit 100

  • Internet only:1,000,000 yen or more
  • advantageous interest rate in Step Up Program

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STANDARD SILVER GOLD PLATINUM DIAMOND
1 month % p.a % p.a % p.a % p.a % p.a
3 months % p.a % p.a % p.a % p.a % p.a
6 months % p.a % p.a % p.a % p.a % p.a
1 year % p.a % p.a % p.a % p.a % p.a
2 years % p.a % p.a % p.a % p.a % p.a
3 years % p.a % p.a % p.a % p.a % p.a
4 years % p.a % p.a % p.a % p.a % p.a
5 years % p.a % p.a % p.a % p.a % p.a

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1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
1 month % p.a
3 months % p.a
6 months % p.a
1 year % p.a
2 years % p.a
3 years % p.a
4 years % p.a
5 years % p.a
  • Last update : , annual rate on a before-tax basis

Start Up Yen Time Deposit

  • Branch, Call:3,000,000 yen or more
  • Internet:300,000 yen or more
  • The deposit for the Start-Up Yen Time Deposit is valid up to 23p.m. on the last day of the 3 month period (including the month of the account opening) for customers who have opened their PowerFlex accounts.

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3 months % p.a
1 year % p.a
  • Last update : , annual rate on a before-tax basis

Regarding Yen Deposits

Interest is subject to 20.315% withholding tax (national tax 15.315% and local tax 5%).

  • The fractional figure of the after-tax interest rate shall be rounded down.
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  • Interest Chart of Yen Deposit