About GoRemit
Wiring money abroad? Find out why the GoRemit way is the best way.
For Individual Customer
Why GoRemit is the answer
01
Smartphone remittance
Everything from registration to sending the money—with nothing more than a smartphone!
02
Bilingual assistance
Don't speak Japanese? Don't worry. Receive assistance in either Japanese or English over the phone, with our app, or online.
03
170+ countries
Get your money where it needs to go with service spanning 170 plus countries using 12 different currencies.
04
First remittance per month free of charge for Diamond and Platinum Customers! *
* Applicable only to remittances withdrawn from a PowerFlex Account via the GoRemit app.
※For details and eligibility requirements of the Step Up Program, please click here.
05
Anywhere, anytime
We understand you're busy. That's why GoRemit lets you wire money from your smartphone without ever stepping into a bank.
How to send money overseas
with GoRemit
After registering the beneficiary's information via the smartphone app and transferring JPY funds to our designated collection account, the remittance will automatically be made to the designated beneficiary's account.
01
Download the app, and register your info
After downloading and registering your personal information, check to make sure you’ve received a notice by mail or post informing you that registration is complete.
02
Register beneficiaries using the app
Once you've registered the beneficiaries you'd like to send money to, you'll receive a confirmation message via the app and e-mail.
03
Make the remittance by money transfer
Transfer the remittance amount to the designated collection account from which the money will be sent using the information registered in the previous step.
Complete
Remittance fees
- *1 We will transfer funds after converting to foreign currency at the GoRemit dedicated TTS rate of the remittance date.Exchange rates are posted on the GoRemit website and the GoRemit App around 10 a.m. every business day.
-
*2【Caution regarding Preferential Service for Diamond and Platinum Customers】
- Diamond Customers and Platinum Customers are eligible to make the first remittance of any given month free of charge when making an overseas remittance or domestic foreign currency remittance from their PowerFlex Account. The customer's stage for the month must be Diamond or Platinum on the day the remittance request is sent via the app.
- To be eligible for the Preferential Service for Diamond and Platinum Customers, after registering with the GoRemit app customers must register a PowerFlex account in their name with the app. After registering a PowerFlex account, the first remittance of any given month will be free of charge when making a remittance request from the Smartphone App.
- Customers' Step Up Program details are updated at approx. 10:00 am on the first business day of every month. If a customers makes a remittance request via the app before these details are updated, the remittance fee will be deducted at the time of the remittance, but will be refunded within that month.
- After making a remittance request from the GoRemit app, the free remittance for that month will be considered used even if the funds are returned for any reason.
- Not applicable to customers who have closed their PowerFlex Account before the cash-back date.
- This preferential service is not applicable when making a domestic transfer to our collection account.
For details on how to register an account, please click here
In addition to the beneficiary's account details, if you register your SBI Shinsei Bank account details via the smartphone app, you can make remittances in both JPY and foreign currencies directly from your PowerFlex account.
01
Download the app, and register your info
After downloading and registering your personal information, check to make sure you've received a notice by mail or post informing you that registration is complete.
02
Register beneficiaries using the app
Once you've registered the beneficiaries you'd like to send money to, you'll receive a confirmation message via the app and e-mail.
03
Make the remittance with the app
Choose how you'd like to send the money, designate the amount, and make the remittance.
The amount designated for remittance and applicable fees are withdrawn from your PowerFlex account or the remittance amount automatically.
Complete
Remittance fees
- *1 We will transfer funds after converting to foreign currency at the GoRemit dedicated TTS rate of the remittance date.Exchange rates are posted on the GoRemit website and the GoRemit App around 10 a.m. every business day.
-
*2【Caution regarding Preferential Service for Diamond and Platinum Customers】
- Diamond Customers and Platinum Customers are eligible to make the first remittance of any given month free of charge when making an overseas remittance or domestic foreign currency remittance from their PowerFlex Account. The customer's stage for the month must be Diamond or Platinum on the day the remittance request is sent via the app.
- To be eligible for the Preferential Service for Diamond and Platinum Customers, after registering with the GoRemit app customers must register a PowerFlex account in their name with the app.
After registering a PowerFlex account, the first remittance of any given month will be free of charge when making a remittance request from the Smartphone App. - Customers' Step Up Program details are updated at approx. 10:00 am on the first business day of every month. If a customers makes a remittance request via the app before these details are updated, the remittance fee will be deducted at the time of the remittance, but will be refunded within that month.
- After making a remittance request from the GoRemit app, the free remittance for that month will be considered used even if the funds are returned for any reason.
- Not applicable to customers who have closed their PowerFlex Account before the cash-back date.
- This preferential service is not applicable when making a domestic transfer to our collection account.
For details on how to register an account, please click here
Depending on the beneficiary bank or the country of the beneficiary, intermediary or beneficiary bank fees may apply. Fees required by overseas intermediary or beneficiary banks are withdrawn from the remittance amount.
Types of fees
| Fee | Description | Payee |
|---|---|---|
| Intermediary bank fee | This fee occurs when the remittance funds are passed to the beneficiary bank by means of an intermediary bank. It is also known as a "correspondent bank fee". | Intermediary bank |
| Beneficiary bank fee | This fee occurs from the beneficiary bank. It is also known as a "remittance arrival fee". | Beneficiary bank |
The GoRemit app
Download the free GoRemit app, and wire money overseas with added convenience. Click "Learn More" for more information on just how this app makes overseas remittance so much easier.
Download below Free
iPhone
Android
Important points on the GoRemit Overseas Remittance Service
- In order to use the GoRemit Overseas Remittance Service (GoRemit), you need to apply in advance.
<Overseas Remittance by transfer to our designated collection account>
- When making transfers to our designated collection account, funds received by 3:00 p.m. on business days will be remitted after converted from yen to the foreign currency using the GoRemit TTS (Telegraphic Transfer Selling) exchange rate for that day. If yen funds arrive after 3:00 p.m., they will be converted and remitted on the immediately following business day using the GoRemit TTS exchange rate for that (the following) day.
- In cases when Yen is the denominated remittance currency, funds received by 3:00 p.m. will be processed on the immediately following business day. Funds received after 3:00 p.m. will be processed on the business day after the immediately following business day.
- The remittance fee is JPY 2,000 per remittance and is not dependent on the amount you remit. For remittances in Japanese yen, an additional lifting fee of 0.1% of the remittance amount (minimum charge of JPY 1,500) will be charged in addition to the JPY 2,000. Domestic transfer fees are borne by the customer.
<Overseas Remittance from PowerFlex accounts (for individual customers)>
If you wish to make remittances with the GoRemit Overseas Remittance Service by withdrawing funds directly from your PowerFlex account, you will need to register your PowerFlex account with the GoRemit app separately in advance.
- Remittance from Yen Deposit accounts
- When making a foreign currency remittance by withdrawing from your PowerFlex Yen Deposit account, remittance request instructions received before 3:00 p.m. on a business day will be remitted after converted from yen to the foreign currency using the GoRemit TTS exchange rate for that day. In cases when Yen is the denominated remittance currency, remittances will be processed on the immediately following business day. (Please note that foreign currency-denominated remittance request instructions cannot be sent after 3:00 p.m.. Yen-denominated remittance requests may be sent after 3:00 p.m., however funds will be remitted on the business day after the immediately following business day.)
- The remittance fee is JPY 2,000 per remittance, and is not dependent on the amount you remit.
- Remittance from Foreign Currency Deposit accounts
- When making a foreign currency remittance by withdrawing from your PowerFlex Foreign Currency Deposit account, remittance request instructions received by 3:00 p.m. on a business day will be remitted on the following business day. For remittance request instructions received after 3:00 p.m., we will remit 1 day after the following business day.
- The remittance fee is JPY 4,000 per remittance, and is not dependent on the amount you remit.
- Remittable currencies are limited to the currencies handled by GoRemit.
- Intermediary banks overseas may deduct fees. In addition, beneficiary banks in some countries may also levy charges.
- Depending on the beneficiary country and bank, funds will typically arrive within 1-3 business days after we make the remittance, however screening processes and local banking practices on the beneficiary end may cause delays in some cases.
- Intermediary banks overseas may deduct fees. In addition, beneficiary banks in some countries may also levy charges.
- Depending on the beneficiary country and bank, funds will typically arrive within 1-3 business days after we make the remittance, however screening processes and local banking practices on the beneficiary end may cause delays in some cases.